Open Enrollment begins Nov 9, 2026!  Make sure your benefits are done right.

Open enrollment is right around the corner.

Make sure you're in the right plan before the window closes.

Nov 9 - Dec 14, 2026

Open Enrollment

Nov 9 - Dec 14, 2026

Federal Open Enrollment

Oct 15 - Dec 7, 2026

Medicare AEP

What Is the APA?

Learn how your dedicated B4A advisor works for you year- round

Membership Plans & Pricing

Memberships as low as $9.95/pay period.

Enroll Now

Start your APA membership today!

APA MEMBERSHIP

Your dedicated benefits expert. Working for you.

The Administrative Personnel Assistant (APA) gives you a dedicated team of benefits experts who work for YOU – not your employer, not your HR department – to provide year-round benefits advocacy.

  • Prepare for Your Retirement – Verify your service record, plan designation, and contributions before errors cost you.
  • Protect Your Paycheck – Know exactly what happens to your income if you can’t work, and close that gap now.
  • Provide for Your Family – Confirm your beneficiary designations are current and your family is protected.
APA MEMBERSHIP

Plans & Pricing

Your own benefits specialist, who explains what you have, fills the gaps, and works
with your HR office until every claim is processed.

Member

Your own benefits specialist, year-round

$ 9.95 per paycheck

Billed every two weeks · $258.70 a year

WHO'S COVERED
RETIRING WITHIN 3 YEARS?

Retirement case support

Retirement takes more paperwork, attention and time than any other benefits decision. Your specialist handles eligibility and annuity calculations, deposits and survivor elections, and your retirement paperwork with HR.

$249 one-time, per retiring member If you are within 36 months of your first eligible retirement date, this retirement case fee may apply.

The retirement case fee is separate from your membership. Your
specialist will confirm whether it applies to you.

Member

Your own benefits specialist, year-round

$ 15.95 per paycheck

Billed every two weeks · $258.70 a year

WHO'S COVERED
RETIRING WITHIN 3 YEARS?

Retirement case support

Retirement takes more paperwork, attention and time than any other benefits decision. Your specialist handles eligibility and annuity calculations, deposits and survivor elections, and your retirement paperwork with HR.

$249 one-time, per retiring member If you are within 36 months of your first eligible retirement date, this retirement case fee may apply.

The retirement case fee is separate from your membership. Your
specialist will confirm whether it applies to you.

Member

Your own benefits specialist, year-round

$ 500 per paycheck

Billed every two weeks · $258.70 a year

WHO'S COVERED
RETIRING WITHIN 3 YEARS?

Retirement case support

Retirement takes more paperwork, attention and time than any other benefits decision. Your specialist handles eligibility and annuity calculations, deposits and survivor elections, and your retirement paperwork with HR.

$249 one-time, per retiring member If you are within 36 months of your first eligible retirement date, this retirement case fee may apply.

The retirement case fee is separate from your membership. Your
specialist will confirm whether it applies to you.

To ensure your benefits are done right, every membership includes:

Your benefits specialist

One specialist who learns your file, answers your questions, and helps you customize a benefits package that fills the gaps in your basic coverage.

Claims and paperwork, handled

We work with your HR office on death and disability claims, workers' compensation, beneficiary and marital status changes, service computation dates, retirement calculations, IRA rollovers, compensation errors and waived benefits.

Retirement

CSRS and FERS, the TSP, DC retirement plans (401(a) and (k), 403(b), 457(b)), teacher, law enforcement and firefighter plans, military deposits, the Survivor Benefit Plan and Social Security.

Health

FEHB and DC employee health benefits, FSAs and HSAs, keeping your coverage in retirement, and coordinating with Medicare.

Life and long-term care

FEGLI, DCEGLI and SGLI coverage while you work and after you retire, plus long-term care options.

A family contact

Name one family member, 18 or older, who can work with your specialist if you can't. The person who handles your affairs shouldn't have to start from scratch.

OPEN SEASON

November 9 – December 14, 2026

APA Membership is a benefits education and advocacy service. It is not an insurance policy. Per-paycheck pricing is billed every two weeks (26 times a year). Annual memberships are billed once and renew each year. Prices effective [DATE]