FEHB open enrollment begins mid-November 2026 and that B4A advisors are available to assist. Book Free Consultation Today.
FEHB open enrollment begins mid-November 2026 and that B4A advisors are available to assist. Book Free Consultation Today.
Open enrollment is right around the corner — and this year, the plan you pick could look very different from the one you have now.
Most people pick a health plan once and never revisit it. But your family changes. Your health changes. Premiums change. And the plan that made sense five years ago may be costing you far more than it should.
A B4A advisor reviews your current health coverage against your actual usage, your family situation, and your long-term goals — and tells you plainly whether you’re in the right plan. Federal employees: we cover all FEHB options and help you understand how your plan coordinates with Medicare when the time comes.
Don’t default to last year’s choice
Most people spend their careers assuming their retirement record is accurate. Many discover too late that it isn’t. A wrong start date, an incorrect plan designation, a contribution that was never properly credited — errors that quietly shrink the retirement you’ve spent decades earning.
A B4A advisor reviews your complete retirement picture, flags anything that needs to be corrected, and makes sure your record reflects every year you’ve put in. Federal employees: that means your Service Computation Date, FERS or CSRS designation, TSP contributions, and survivor benefit elections.
You’ve spent decades building toward this. Let’s make sure the paperwork matches.
Workers are three times more likely to become disabled than to die during their careers, but most people have no income protection beyond what their employer provides. Health insurance doesn’t replace your paycheck. Sick leave runs out. And your family still needs to eat.
A B4A advisor reviews exactly what would happen to your income if you couldn’t work — and recommends the right disability and income protection coverage to close that gap before you need it.
Federal employees: we’ll also show you exactly where FEHB and FECA leave you exposed.
When did you last update your life insurance beneficiary? A divorce, a new child, a remarriage — and the form you filled out years ago still controls who receives your benefit.
A B4A advisor reviews your current coverage, confirms your beneficiary designations are current, checks whether your coverage is actually enough for your family’s needs, and walks you through options that protect your family long-term. Federal employees: that includes a full FEGLI review and options that don’t end when your government career does.
The people depending on you deserve more than a form you haven’t touched in years
Schedule today to ensure your benefits are done right
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Contact us today to secure your future and protect what matters
As a full-service consulting firm, we are committed to assisting working individuals in achieving their financial goals. Our Benefits Specialists help employees understand and maximize their basic benefits, exploring supplemental options strategically to fill gaps. Our aim is to provide every employee with customized and comprehensive benefit solutions, enhancing the well-being of workers and their families for generations.
We are dedicated to upholding the utmost standards of integrity and professionalism in our interactions with you, our valued client. Our commitment involves thoroughly comprehending your financial circumstances to deliver premium information, services, and products, assisting you in achieving your objectives.
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